Am I frugal or cheap but analyze: what's the difference? Map frugal vs. cheap: values vs. stinginess vs. relationships. Calculate: frugality vs. cheapness vs. impact on others. Show me the frugal cheap reality: frugal is smart, cheap hurts relationships. Give me the truth: know the difference and which I am. Include: whether I'm frugal or cheap, if hurting relationships, what healthy frugality looks like.